July 9, 2008

How the hell did it get this far in the year??? Seriously, its closer to Christmas than it is to the Jan 1, 2008!! WTF??

Well the 4th went ok. I still feel left out of things with Britt & Lisa. Not that I want to be involved in everything, but geez. They were partners everytime we played any game, I wouldnt have minded being Lisa or Britts partner playing beer pong?!? I dont think I took any pics with Brit, every pic of either of them includes the other...they were inseperable, which is why I ended up going to sleep early, I just couldnt handle it anymore. I dont know, I guess I'm just jealous.

But otherwise I really had a wonderful weekend, spent alot of time home with mom and Chuck! Got alot of cleaning done.

I'm also going back to daycare this weekend! It feels like its been forever since the last time! I hope I havent forgotten everything! Oh, I could really use the $75 though!! Still being garnished $150/wk, which brings my total to $600 (after today) and have not received any word what to do with it!

Bleeeecchhhhh :(

Woe is me

Well yesterday was my birthday >>thank you<< and I spent the day at home with Chuck, thanks to Donna!!

But, I've been kinda in a frump since early last week, Donna was delivered a wage garnishment summons, for me :(

I've been battling this debt issue for a long time now, two years ago I joined up with a debt settlement company. The company claims that after 36 months, I should be debt free. I am paying the company $490/mo.

The only backfall of this scheme is that while I have gotten plenty of settlement offers, I have to have the funds to satisfy the offers, rather than what I thought it was (them paying the settlement offer upfront, and my $490 going to them). I have successfully accepted and closed two of my accounts.

Amex
Balance $9,533.00
Settled $2,860.00

Discover
Balance $7,490.00
Settled $5,247.00

So I still have Chase, began at $10,882 they are claiming its now $17,500, and Harris at almost $6,000.

So Chase as issued a wage garnishment for 15% of my weekly earnings, $150, until the judgement of $17,500 has been met. How the FUCK am I supposed to manage with $150 less a week!! $600 frickin dollars a month!!!

My mom suggest that I look into how much I have in my IRA/mutual funds, and see if I can liquify it and offer it to Chase to avoid being garnished. I called and I have $6330, but I'd have to pay like 50% in penalities & taxes.

I am so depressed about this, I dont know what I am supposed to do. Why cant I just come across $20,000 to cover everything and start fresh? Why cant someone just gift me $20k???

Anyone? Anyone?